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Showing posts from August, 2017

Why credit card is important to have?

In India debit cards are most famous as we Indians love to have control over money and want to live a conservative life within our earning capacity. There is nothing wrong in living a calculated life. I have huge respect for them. But there are few things a credit card can add value in our day-to-day life.  Using credit card is so easy and smart decision if you know how to make full use of it. Free credit period Mostly all credit cards in India comes with 50 days free credit period. Which means you can buy today and pay next month. Real life scenario: By 20th of every month i’ll mostly be broke and credit card will come handy that too when i live in city like Bangalore were even road side shops accept PayTM. I can top-up PayTM digital wallet with my credit card and pay after my salary. Total protection Most people believe transacting on debit card is safe, but in reality debit card’s does not come with protection against any unauthorised transactions and the debit card holder need to

Digibank by DBS debit card review

Development Bank of Singapore (DBS) launched mobile only bank called “Digibank by DBS” last year. Account opening process: Download the mobile app at Android or Apple Store Have your PAN card and Aadhaar card ready Make sure your mobile number is linked to the Aadhaar to receive OTP Some executive will come to your address to do the bio metric verification Advantages of Digibank by DBS Completely paperless It’s a full-fledge bank account Highest interest rate of 7 % Zero balance account, no need to maintain a minimum balance Brand ambassador is our all time favourite Sachin Tendulkar