CardSavvy

I was recently hunting VISA signature debit cards for my friends who would be traveling with me for a trip. So, they can have access to airport lounge along with me. India is going through the digital upgrade and there are many new age banks coming up with saving accounts to meet the needs of new age citizens.  The welcome pack was looking good and the card is stunning black. I was impressed with the delivery speed and the package. IDFC VISA Signature Debit Card Why IDFC Bank Saving Account? IDFC Bank Saving Account Benefits Unlimited free fund transfer through Electronic Funds Transfer (NEFT/ RTGS/ IMPS/ UPI) Inward & Outward and bill payments online Free any bank any network ATM transaction No fuel surcharge, no charge on IRCTC transactions Free visa signature debit card for life Usually, VISA signature card comes with 1,000 per year annual fee No Annual Fee No charges for banking transactions Passbook Issuance & Printing Alerts for transactions on your account Cash Deposit /

In India debit cards are most famous as we Indians love to have control over money and want to live a conservative life within our earning capacity. There is nothing wrong in living a calculated life. I have huge respect for them. But there are few things a credit card can add value in our day-to-day life.  Using credit card is so easy and smart decision if you know how to make full use of it. Free credit period Mostly all credit cards in India comes with 50 days free credit period. Which means you can buy today and pay next month. Real life scenario: By 20th of every month i’ll mostly be broke and credit card will come handy that too when i live in city like Bangalore were even road side shops accept PayTM. I can top-up PayTM digital wallet with my credit card and pay after my salary. Total protection Most people believe transacting on debit card is safe, but in reality debit card’s does not come with protection against any unauthorised transactions and the debit card holder need to