Getting my first credit card When I first applied for Credit Card in 2013, it was rejected saying I’m not over 23 to apply. Credit Card Application Rejection Due To Age As soon as I turned 23, on the same day I applied for my first credit from HDFC. It was an HDFC MoneyBack Credit Card, I had no clue on reward points, lounge access or Insurance. I just had it for the feeling of holding one.
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