CardSavvy

India’s best customer acquisition strategy is cashback. That’s why most of the e-commerce companies and credit cards offer cashback to make the payment go through them so they could replace hot cash. Cash (Flow) really is king, isn’t it. Last year I was exploring a lot of travel and credit cards. One interesting thing that I was obsessed about was cashback. Of course, who won’t like cash back? Everyone does, don’t you? What to do with cash back? Simple, invest them but wisely. But how?

Look & Feel The first debit card in white Looks elegant Insurance Get a free insurance cover of up to Rs. 2 lacs in the incident of death or permanent total disability according to the terms and conditions.

I was recently hunting VISA signature debit cards for my friends who would be traveling with me for a trip. So, they can have access to airport lounge along with me. India is going through the digital upgrade and there are many new age banks coming up with saving accounts to meet the needs of new age citizens.  The welcome pack was looking good and the card is stunning black. I was impressed with the delivery speed and the package. IDFC VISA Signature Debit Card Why IDFC Bank Saving Account? IDFC Bank Saving Account Benefits Unlimited free fund transfer through Electronic Funds Transfer (NEFT/ RTGS/ IMPS/ UPI) Inward & Outward and bill payments online Free any bank any network ATM transaction No fuel surcharge, no charge on IRCTC transactions Free visa signature debit card for life Usually, VISA signature card comes with 1,000 per year annual fee No Annual Fee No charges for banking transactions Passbook Issuance & Printing Alerts for transactions on your account Cash Deposit /

CardSavvy Plastic card club will be one of the niche groups for premium credit and debit cardholders. Membership To enroll in the club, all you need to do is just fill this form . You will receive a welcome email once you are added. Advantages of joining the club You will receive offer alerts based on card variant you hold Invitation to join our meet-ups in Bangalore, Chennai & Coimbatore (other cities to be added soon) Do not worry, your details are safe and NOT for sale 😉

In India debit cards are most famous as we Indians love to have control over money and want to live a conservative life within our earning capacity. There is nothing wrong in living a calculated life. I have huge respect for them. But there are few things a credit card can add value in our day-to-day life.  Using credit card is so easy and smart decision if you know how to make full use of it. Free credit period Mostly all credit cards in India comes with 50 days free credit period. Which means you can buy today and pay next month. Real life scenario: By 20th of every month i’ll mostly be broke and credit card will come handy that too when i live in city like Bangalore were even road side shops accept PayTM. I can top-up PayTM digital wallet with my credit card and pay after my salary. Total protection Most people believe transacting on debit card is safe, but in reality debit card’s does not come with protection against any unauthorised transactions and the debit card holder need to

Development Bank of Singapore (DBS) launched mobile only bank called “Digibank by DBS” last year. Account opening process: Download the mobile app at Android or Apple Store Have your PAN card and Aadhaar card ready Make sure your mobile number is linked to the Aadhaar to receive OTP Some executive will come to your address to do the bio metric verification Advantages of Digibank by DBS Completely paperless It’s a full-fledge bank account Highest interest rate of 7 % Zero balance account, no need to maintain a minimum balance Brand ambassador is our all time favourite Sachin Tendulkar